Insurance

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Professional Lines

Overview

Open to risk consideration across the U.S., our professional lines division entertains most classes of business with a focus on those that are most in demand. Armed with broad underwriting authority, flexibility and creative solutions, we are especially adept at serving sophisticated risk operations with unique coverage needs. Endurance can be accessed through our network of wholesale brokers.

Target Clients

We have a growing appetite for additional classes of profitable business – and value our wholesale partners' ability to alert us to market need and line expansion opportunities.

Insurance-Related Services

• Insurance agents & brokers, including MGAs
  and MGUs
• Third-party administrators
• Employee benefits and pension plan administrators
• Loss control consultants and risk managers

Law Firms

• With up to 150 attorneys and no patent, securities, personal
  injury plaintiff AOPs

Technology Services

• Software developers
• Systems analysts
• Programmers
• Data processors
• Information systems managers
• Web designers and developers

Miscellaneous Professional Services

• Management and Financial
• Marketing and Sales
• Regulatory Compliance

Architects and Engineers

• Practice only policies

Securities Broker/ Dealers

• 150 registered representatives or less and no more than $500M
  in assets under management
• Management and Financial
• Marketing and Sales
• Regulatory Compliance

Real Estate Related Services

• Real estate agents & brokers
• Property managers
• Developers
• Construction managers
• Escrow agents

Products

Capacity

• For each class of business: In-house capacity of $20M
• Primary and excess

Minimum Premiums and Self-Insured Retentions (For Most Classes):

• $5,000 minimum premium
• $5,000 minimum SIR

Coverage Features

• Account specific manuscripted policy forms
• Continuity
• Punitive Damages
• Automatic coverage for subsidiaries
• True worldwide coverage
• Personal and advertising injury
• Breach of privacy
• Breach of security
• Intellectual property rights infringement
• Soft hammer clause
• Differences in conditions coverage: Broader terms of prior coverage to apply to our coverage
• Discrimination and dishonesty defense coverage
• Contingent BI/PD

Submission Requirements

• Standard professional liability applications and supplements (other professional liability carriers' applications are acceptable)
• 5 years of currently valued carrier loss runs
• Copies of standard client contracts
• Resumes for principals and key employees